This agreement applies as between you, the User of this website and Handa Training & Development Ltd of 28a Spital Terrace, Gainsborough, England, DN21 2HQ,, the owner(s) of this website. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the website. If you do not agree to be bound by these terms and conditions, you should stop using the website immediately.

1. Intellectual Property
   1. All Content included on the website, unless uploaded by Users, including, but not limited to, text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software is the property of Handa Training & Development Ltd, our affiliates or other relevant third parties.
   2. By continuing to use the website you acknowledge that such material is protected by applicable United Kingdom and International intellectual property and other relevant laws.
   3. You may not reproduce, copy, distribute, store or in any other fashion re-use material from the website unless otherwise indicated on the website or unless given express written permission to do so by Handa Training & Development Ltd.
   4. Material from the website may be re-used without written permission where any of the exceptions detailed in Chapter III of the Copyright Designs and Patents Act 1988 apply.

2. Your Content
   1. You represent and warrant for the duration of these Terms that you own (and will own) all necessary rights to your Content that is uploaded, stored, or shared on or through the Services and that the collection, use and retention of your Content using the Services does not violate any law or the rights of others. We strongly recommend that you back up your Content regularly. Handa Training & Development Ltd cannot be held responsible for your Content, or the materials others upload, store or share using our Services.
   2. To the extent necessary to provide the Services to you and others, to protect you and the Services, and to improve Handa Training & Development Ltd.’s products and services, you grant Handa Training & Development Ltd a worldwide, royalty-free intellectual property licence to use your Content, for example, to make copies of your Content or to preserve, transfer, reformat, distribute using communication tools, and display your Content through the Services. 

3. Account and Password
   1. Some parts of the Services are provided to Customer via a dedicated account on the Website, pursuant to which Customer will create a unique user-id and password. 
   2. You’re responsible for keeping your user-id and password confidential. You’re also responsible for any use of any account that you have access to, whether or not you authorised the use. You’ll immediately notify us of any unauthorised use of your accounts.
   3. You are solely responsible for any losses, damages, fees or liability due to your lost, stolen, hacked or otherwise compromised user-ids and passwords.
   4. We don’t have access to your current password, and for security reasons, we may only reset your password to do so please contact us. 

4. Rules Of Conduct
   1. Content, materials, or actions that violate these rules are not permitted. By agreeing to these Terms, you agree to abide by these Rules:
      1. Do not take any unlawful action.
      2. Refrain from any action that exploits, harms, or threatens to harm children.
      3. Do not send spam or engage in phishing. 
      4. Refrain from posting or sharing through the Services any inappropriate content or other material (which may include, for example, depictions of nudity, brutality, pornography, offensive language, depictions of violence or criminal activity).
      5. Refrain from actions that are fraudulent, false, or misleading (e.g. soliciting money under false pretences, impersonating someone else, manipulating the Services to increase play counts or influence rankings, ratings, or comments).
      6. Refrain from knowingly circumventing restrictions on access to or availability of the Services.
      7. Refrain from actions that cause harm to you, the Service, or others (such as transmitting viruses, harassing others, posting terrorist or violent extremist content, hate speech or inciting violence against others).
      8. Do not infringe the rights of others (e.g. by unauthorised distribution or sharing of copyrighted music or other copyrighted material, reselling, or otherwise distributing Bing cards or photographs).
      9. Refrain from actions that violate the privacy of others.
      10. Do not assist anyone in any violation of these rules.
   2. We reserve the right to refuse your Content if it exceeds the storage or file sise limits permitted for the Service. If you violate any obligations or otherwise materially breach these Rules, we may take action against you, including discontinuing the provision of the Services for cause without notice or blocking delivery of any communication (such as email, file share or instant message) to or from the Services. 
   3. We also reserve the right to block or remove your Content from the Service at any time if it comes to our attention that the Content may violate applicable law or these Terms. 
   4. Handa Training & Development Ltd reserves the right to review your Content as necessary to investigate suspected violations of these Terms. However, we do not monitor or attempt to monitor the Services.

5. Links to Other websites

This website may contain links to other sites. Unless expressly stated, these sites are not under the control of Handa Training & Development Ltd or that of our affiliates.  We assume no responsibility for the content of such websites and disclaim liability for any and all forms of loss or damage arising out of the use of them. The inclusion of a link to another site on this website does not imply any endorsement of the sites themselves or of those in control of them.

6. Privacy
   1. For the purposes of applicable data protection legislation, Handa Training & Development Ltd will process any personal data you have provided to it in accordance with our Privacy Policy available on the Handa Training & Development Ltd website or on request from Handa Training & Development Ltd.
   2. You agree that, if you have provided Handa Training & Development Ltd with personal data relating to a third party
      1. 1. you have in place all necessary appropriate consents and notices to enable lawful transfer such personal data to Handa Training & Development Ltd and
         2. that you have brought to the attention of any such third party the Privacy Notice available on the Handa Training & Development Ltd.’s website or otherwise provided a copy of it to the third party. You agree to indemnify Handa Training & Development Ltd in relation to all and any liabilities, penalties, fines, awards, or costs arising from your non-compliance with these requirements.

7. Disclaimers
   1. Handa Training & Development Ltd makes no warranty or representation that the website or services will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all systems, that it will be secure and that all information provided will be accurate. We make no guarantee of any specific results from the use of our Service.
   2. No part of this website is intended to constitute advice and the Content of this website should not be relied upon when making any decisions or taking any action of any kind.

8. Availability of the website
   1. The Service is provided “as is” and on an “as available” basis.  We give no warranty that the Service will be free of defects and / or faults.  To the maximum extent permitted by the law we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility, and satisfactory quality.
   2. Handa Training & Development Ltd accepts no liability for any disruption or non-availability of the website resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war or legal restrictions and censorship.

9. Payment Terms
   1. When you purchase a Service, these Payment Terms apply, and you agree to these Payment Terms.
   2. If a fee is charged for any portion of the Services, you agree to pay the fee. The price quoted for the Services includes all applicable taxes unless otherwise stated. You are solely responsible for payment of any such taxes or other charges. Taxes are calculated based on location at the time you register your Handa Training & Development Ltd account, unless otherwise specified. After we notify you that we have not received a payment on time or in full, we may suspend or terminate the Services if you do not pay the full amount by the deadline set. Suspension or termination of the Services due to non-payment may cause you to lose access to your account and its contents. If you connect to the Internet through a corporate network or other private network that disguises your location, you may incur different charges than those shown for your actual location. Depending on your location, some transactions may require foreign currency conversion or be processed in another country. Your bank may charge additional fees for these services if you use a debit or credit card. Please check with your bank.
   3. To pay for a Service, you will be asked to provide a payment method when you sign up for the Service.
   4. You agree that Handa Training & Development Ltd may use updated account information provided by your issuing bank or the applicable payment system, if applicable. 
   5. You agree to update your account and other information, including email address and payment method information, in a timely manner so that we can complete your transactions and contact you about your transactions as needed. 
   6. If you request us to stop using your payment method and do not provide us with a different payment method within a reasonable period of time upon our request, we may suspend or terminate your paid service for cause. A change to your Billing Account will not affect any charges made by us to your existing Billing Account until we have had a reasonable opportunity to act on that change.

10. Refund Policy

You may cancel – with or without cause – within a cancellation period (“Cancellation Period”) of 14 (fourteen) days from the date of purchase. If the Service has been partially provided at the time of cancellation, you will receive a pro-rata refund. The cancellation period will end once the Service has been provided to you in full, after which you will not be able to receive a refund of your purchase. If you purchase digital content from us, you forfeit your right to cancel as soon as you start the download process. Unless otherwise specified by law or by a particular service offering, all purchases are final and non-refundable. 

11. Price Changes

If your Service Offer has a fixed term and price, that price will apply for that term. If you wish to continue using the Services thereafter, you must agree to a new offer and price. If your Services are provided periodically and not for a fixed period of time (for example, monthly) and it is not a trial offer, we may change the price of the Services to reflect the increased cost of providing the Services, if we add new or improved Service features, or in response to market changes (for example, due to labour costs, currency fluctuations, changes in taxes/regulations, inflation, licence fees or infrastructure and administration costs). We will notify you at least 30 days before the price change takes effect. When we notify you of a price change, we will also tell you about the reasons for the price change and its extent and that the new price will take effect if you do not cancel the Services. We will also remind you how to cancel the Services.